Pulled Without Permission

Pulled Without Permission: How to Fight Back Against Unauthorized Credit Inquiries Using the FCRA

By Marshaun Dunigan, Founder of Dunigan Investment Group
Tagline: Bridging the gap between dreams and reality

Long Description:

Every time your credit gets pulled, it leaves a footprint. If it’s unauthorized, it leaves damage.

Pulled Without Permission is the definitive guide for consumers and credit professionals who are tired of having their financial futures derailed by unauthorized or excessive hard credit inquiries. Written by credit repair expert Marshaun Dunigan, this eBook walks you through how to legally challenge, dispute, and remove credit inquiries that should’ve never been on your report in the first place.

Grounded in federal law specifically the Fair Credit Reporting Act (FCRA) this book breaks down the difference between soft and hard pulls, teaches you how to identify violations, and shows you how to build an airtight paper trail to hold creditors and bureaus accountable.

Whether you’re:

• A consumer trying to raise your credit score
• A victim of identity theft or predatory dealership lending
• A credit repair professional serving clients
• Or simply someone who’s ready to take back control of your financial reputation…

This book delivers the tools and legal leverage to do it.

What You’ll Learn Inside:

• The real difference between soft vs. hard inquiries
• How inquiries affect your FICO and VantageScore
• Your rights under FCRA Section 604and how to enforce them
• How to identify unauthorized, duplicate, or fraudulent pulls
• Step-by-step instruction on how to dispute with credit bureaus
• How to contact the creditor directly and demand proof of authorization
• How to escalate to the Consumer Financial Protection Bureau (CFPB)
• Dispute templates, timelines, and a tracking system to stay organized
• Bonus: How to freeze your credit and prevent future damage

What Makes This Different?

Most credit books talk about “credit repair” in broad strokes. This one goes straight into one of the most overlooked, misunderstood, and abused parts of the credit system: the hard inquiry. It doesn’t just explain the problem it gives you the exact scripts, steps, and legal leverage to fix it yourself.

With over 12 years of hands-on experience, Marshaun Dunigan has helped thousands of individuals legally clean up their credit reports. This guide distills his most powerful strategy and makes it accessible to anyone, whether you’re brand new to credit repair or ready to elevate your business.

Includes:

• Full 10-chapter eBook (professionally branded and formatted)
• Dispute letter templates (FCRA-aligned)
• CFPB complaint walkthrough
• Real-world case study (7 inquiries deleted in 45 days)
• Credit protection blueprint (freezes, fraud alerts, opt-out tools)

Pulled Without Permission is more than an eBook it’s a strategy manual, a legal reference, and a protective blueprint all in one.

If you’ve ever looked at your credit report and thought,
“I didn’t authorize that. How do I get it off?” this is your answer.